Supplemental Insurance Coverage

Extra Protection for Unexpected Expenses

Supplemental insurance is designed to help cover costs that traditional health insurance may not fully pay.

These plans pay benefits directly to you — not the hospital — and can help offset deductibles, copays, travel expenses, or lost income during recovery.

Supplemental coverage does not replace major medical insurance. It works alongside it.

Why Consider Supplemental Coverage?

Even with comprehensive health insurance, out-of-pocket expenses can include:

Deductibles
Coinsurance
Copays
Travel and lodging
Lost wages
Childcare or household expenses during recovery

Supplemental plans can help provide financial stability during unexpected medical events.

Types of Supplemental Coverage

Accident Insurance

Pays cash benefits if you experience a covered accident.

May include benefits for:

ER visits
Fractures
Ambulance services
Follow-up care

Often used to help cover deductibles or unexpected costs.

Cancer Coverage

Designed specifically to help with cancer-related expenses.

May help cover:

Treatment costs
Travel for care
Certain out-of-pocket expenses

Coverage varies by carrier and state.

Critical Illness Coverage

Provides a lump-sum payment upon diagnosis of a covered condition such as:

Heart attack
Stroke
Certain cancers
Major organ failure

Funds can be used for medical bills or personal expenses.

Dental, Vision & Hearing

Standalone plans that help cover routine and major services such as:

Cleanings and exams
Fillings and crowns
Eye exams and lenses
Hearing exams and devices

These plans are separate from major medical coverage.

Hospital Indemnity

Pays a fixed daily or lump-sum benefit for hospital admissions and stays.

Can help offset:

Inpatient deductibles
Surgical costs
Extended hospital stays

Benefits are paid directly to you.

How Supplemental Plans Work

Supplemental policies:

Pay fixed benefits based on covered events
Do not coordinate benefits like major medical plans
May have waiting periods
May require health questions depending on the plan

They are designed to reduce financial stress during specific situations.

Who Might Benefit From Supplemental Coverage?

Supplemental coverage is often considered by:

Individuals with high deductibles
Self-employed individuals
Families with active lifestyles
Those seeking additional financial protection
Individuals enrolled in short-term or alternative coverage

Each plan serves a specific purpose.

Our Approach

We review:

Your existing coverage
Your deductible and out-of-pocket exposure
Your risk tolerance
Your budget

Then we help determine whether supplemental coverage makes sense — and which type aligns with your needs.

Supplemental insurance plans are not major medical coverage and do not replace comprehensive health insurance. Benefits, exclusions, waiting periods, and eligibility requirements vary by carrier and state.

overage becomes effective only upon carrier approval.

CONTACT US

First Name *

Last Name *

Phone

Email *

Message

By checking this box, I consent to receive transactional messages related to my account, orders, or services I have requested. These messages may include appointment reminders, order confirmations, and account notifications among others from Peterson Insurance Solutions. Message frequency may vary. Message & Data rates may apply. Reply HELP for help or STOP to opt-out.

By checking this box, I consent to receive marketing and promotional messages, including special offers, discounts, new product updates among others from Peterson Insurance Solutions. Message frequency may vary. Message & Data rates may apply. Reply HELP for help or STOP to opt-out.

Mailing Address:

Peterson Insurance Solutions
6650 Rivers Ave. STE 100

Charleston, SC 29406

Serving Aiken, South Carolina and clients nationwide by phone and virtual appointments.

Call:

(803) 346-5848

Email:

[email protected]

Site:

https://www.PetersonInsuranceSolutions.com

Insurance & Coverage Disclosure:

All premiums, plan benefits, provider participation, prescription coverage, underwriting outcomes, and financial assistance estimates presented on this website are for informational purposes only and are not guarantees of coverage or final pricing.

Final eligibility, subsidy amounts, effective dates, underwriting approval (if applicable), and plan availability are determined solely by the applicable insurance carrier, Marketplace, employer group administrator, or government agency at the time of application and enrollment.

Plan offerings, eligibility requirements, and regulatory guidelines may vary by state, county, age, income, health history, employer coverage status, and other applicable factors.

Private, supplemental, short-term, and non-ACA-compliant plans may not include all essential health benefits required under federal Marketplace plans.

Coverage becomes effective only upon carrier approval and confirmation.